Simplify Retirement With a Safe Harbor 401(k)
Navigate IRS compliance with confidence.
Enjoy maximum savings while minimizing compliance costs
A Safe Harbor 401(k) plan allows business owners to establish robust retirement benefits and automatically pass key IRS tests including the top-heavy test, helping your company save on admin costs.Implement a Safe Harbor 401(k) in 24 hours.
What administrative burdens does a Safe Harbor 401(k) help you reduce?
Automatically pass key IRS tests including the Actual Deferral Percentage test, the Actual Contribution Percentage test, and the Top-Heavy test. A Safe Harbor 401(k) requires automatic, fully-vested contributions to retirement accounts, allowing you to simplify your benefits by eliminating vesting schedules and variable matching rates.
Did you know?
You can save money by establishing a 401(k)
You can save money by establishing a 401(k)
You may be able to save thousands through tax incentives by setting up a 401(k).
A Safe Harbor 401(k) that’s easy
On the ePlan Services platform, plan admins and employers are able to:
- Set up with everything required to run a compliant 401(k) plan including proactive alerts and detailed instructions
- Access a team of experts
- Make informed decisions based on data
- Manage employees, loans, distributions, and more online
- Integrate with your payroll provider of choice
Don’t have the time to admin a 401(k)?
Your primary focus is growing your business. Offload complex and time-consuming activities, like compliance testing, to experts you can trust to do it right.
Implement a Safe Harbor 401(k) within 24 hours