Are you keeping track of how your 401(k) plan is performing? Your ePlan Services employee dashboard gives you the ability to manage your account in just a few clicks and, in this comprehensive guide, we\u2019ll outline the must-use online features that will help you make the most of your 401(k) plan.<\/p>\n\n\n\n
When you log into your employee dashboard, there are a few snapshots that you can view instantly for your convenience. All the numbers you need\u2014 from your account\u2019s balance to its performance\u2014 are laid out right in front of your eyes. Click on any of these snapshots to explore detailed information.<\/p>\n\n\n\n
Account balance<\/strong>:<\/p>\n\n\n\n When viewing your account balance, click the \u2018show more\u2019 arrow, to see additional details about your balance such as your pre-tax balance, Roth balance, and vested balance.<\/p>\n\n\n\n YTD contributions:<\/strong><\/p>\n\n\n\n This snapshot will display your year-to-date contributions as well as your pre-tax contribution rate percentage. Clicking on the \u2018show more\u2019 arrow will allow you to see your total contributions and the amount of the last contribution you made so you can decide if you would like to change your contribution rate.<\/p>\n\n\n\n Asset allocations:<\/strong><\/p>\n\n\n\n Here, you can choose to see your asset allocation\u2014how your retirement savings are invested, for example in mutual funds and bonds\u2014 in dollars or as a percentage. If you\u2019re unsure of how to allocate your assets, click on \u2018learn more\u2019. This will guide you to the asset allocation planner along with several other calculators. The asset allocation planner will help you determine your investment style and decide how much risk you\u2019re willing to take. Be sure to make use of ePlan Service\u2019s other calculators, too:<\/p>\n\n\n\n Account performance:<\/strong><\/p>\n\n\n\n Your account performance is displayed in a snapshot as a line graph. With it, you can view your account performance over a period of one, five, or ten years.<\/p>\n\n\n\n Aside from viewing snapshots of your plan and calculating your needs, your ePlan Services online account also lets you make adjustments to your plan as needed.<\/p>\n\n\n\n Change contribution rate:<\/strong><\/p>\n\n\n\n Each pay period, a certain amount of money is deducted from your paycheck and placed into your 401(k) plan. The amount that is taken out is up to you. In this section, you can edit the percentage of your gross pay that you\u2019d like to contribute to your account each pay period.<\/p>\n\n\n\n View statements:<\/strong><\/p>\n\n\n\n Do you need current or previous account statements? Download them here or look at them online.<\/p>\n\n\n\n Roll over your funds from a previous 401(k):<\/strong><\/p>\n\n\n\n Your ePlan Services account also allows you to roll over funds from a previous 401(k) account into your current 401(k) account. To make things as easy as possible, we\u2019ll provide you with instructions on how to make the transfer once you choose this option.<\/p>\n\n\n\n Take a distribution:<\/strong><\/p>\n\n\n\n Ready to withdraw funds from your account? Select \u2018take a distribution\u2019 and you see your options and withdraw what you need. Make sure your balance looks correct before taking a distribution.<\/p>\n\n\n\n Request a loan:<\/strong><\/p>\n\n\n\n If you\u2019re looking to borrow from your 401(k) account, your ePlan Services account also allows you to make the request. Simply click \u2018Select a loan option\u2019, then proceed as prompted.<\/p>\n\n\n\n Your ePlan Services account dashboard is equipped with features that make plan management and adjustment a breeze. Plus, it offers 401(k) customer support for added assistance. <\/p>\n\n\n\n <\/p>\n","protected":false},"featured_media":1334,"template":"","categories":[11,12],"tags":[],"class_list":["post-534","article","type-article","status-publish","has-post-thumbnail","hentry","category-article","category-for-individuals"],"acf":[],"yoast_head":"\n\n
Can I make changes?<\/h2>\n\n\n\n
Conclusion:<\/h2>\n\n\n\n