Retirement Services Blog

As more states mandate retirement savings programs for businesses of certain sizes, many advisors are still laser-focused on providing standard 401(k)s. You can gain an edge by adding Safe Harbor 401(k) plans to your repertoire.

The deadline to adopt a Safe Harbor 401(k) plan for the current plan year is October 1st. That means it’s time for your clients to act if they want to take advantage of this option.

As you expand your reach, it’s equally important to be strategic about who you’re targeting and how. From email campaigns to social media and search ads, tailoring your marketing efforts to your ideal audience helps to ensure your efforts drive results.

A seasoned advisor like you understands the advantages of a safe harbor 401(k) plan; but do your clients?

Now that your clients are in the know, help them understand that they do have options. Many California business owners might choose CalSavers by default; you can point them in a smarter direction.

Starting December 31, 2025, businesses with even 1 employee or more are required to enroll in CalSavers or another qualifying retirement plan.

At ePlan Services, we make your tasks as streamlined as possible by providing you with all the business solutions you need to help give your business a competitive edge—from simplified tools to expert support.

The Retirement Outlook Calculator gives you a landscape of what your clients’ retirement could look like based on factors such as their salary, contribution rate, and savings goals.

Though the idea of retirement planning may seem overwhelming — or, worse, boring — it doesn’t have to be.

Who wants to work past the age of 65? To help safeguard against this, it’s imperative that you educate your employer clients on the importance of offering a company-sponsored retirement plan.

The keys to enticing your clients to purchase not just one, but multiple services can be found right here in our checklist for financial advisors.