Retirement Services Blog

As more states mandate retirement savings programs for businesses of certain sizes, many advisors are still laser-focused on providing standard 401(k)s. You can gain an edge by adding Safe Harbor 401(k) plans to your repertoire.

The deadline to adopt a Safe Harbor 401(k) plan for the current plan year is October 1st. That means it’s time for your clients to act if they want to take advantage of this option.

As you expand your reach, it’s equally important to be strategic about who you’re targeting and how. From email campaigns to social media and search ads, tailoring your marketing efforts to your ideal audience helps to ensure your efforts drive results.

A seasoned advisor like you understands the advantages of a safe harbor 401(k) plan; but do your clients?

Now that your clients are in the know, help them understand that they do have options. Many California business owners might choose CalSavers by default; you can point them in a smarter direction.

Do you currently offer your employees a retirement plan? If not, we’ll inform you of your options—your state-administered program and ePlan Services 401(k) plan.

You can monitor the company’s budget, retirement plan benefits, and value by benchmarking your company-sponsored 401(k) plan.

While both plan types are suitable choices, a safe harbor 401(k) plan may prove to be just what you need, and we’ll help you understand why.

Plan administrators’ tasks are varied, and we’re breaking down those duties to give you more insight into how company 401(k) plans are managed.  

Selecting the right plan for your business can help incentivize employee loyalty, while helping you plan for your own retirement.

you're required to begin taking Required Minimum Distributions, (RMDs), by April 1st of the year after you turn 73. If you’re still working, you can delay RMDs until retirement unless you own more than 5% of the business that sponsors the plan.

A 401(k) plan is a retirement savings plan provided by your employer. To participate in the plan, you can either sign up or allow your automatic enrollment.  

With factors like compound returns, you can rest easy knowing you're on the right path to retiring comfortably.

Our numbers speak for themselves! As of 2025, ePlan Services has over 137,000 active participant accounts and over 10,000 clients.

Your ePlan Services employee dashboard gives you the ability to manage your account in just a few clicks

With the start of a new year comes new retirement plan contribution limits released by the IRS. For 2025, you’ll see an increase in 401(k) contributions as well as updates to cost-of-living adjustments, catch-up contributions, and phase-out ranges.

The IRS has released new retirement plan contribution limits for 2024.

We listened to your feedback and built our new employee dashboard with you in mind. Learn more about the features and insights available to you.

Whether you're a business offering an employer-sponsored retirement plan or an individual saving for your future, here's what the SECURE Act 2.0 may change for you.

There are limits to the monetary amount that employers and employees can contribute to a retirement plan each year. The amount is determined by the type of plan you’re contributing to.